Final Expense Insurance

We Work For You & Your Families.

The average cost of a funeral is on the rise, which intensifies the challenges placed upon families during an already difficult time.

According to recent statistics from the National Funeral Directors Association, the average funeral cost in 2020 is between $7,000 and $12,000 while funeral with cremation ranges between $6,000 and $7,000.

Ease the burden on your loved ones with final expense life insurance from Radical Insurance Agency, LLC. We are your advocate in times of need, so we are highly-dedicated to helping you plan ahead and protect the people you love.

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Why Choose Radical for Final Expense Insurance?

At Radical Insurance Agency, LLC, we take pride in giving back to the communities we serve by offering quality and affordable final expense insurance policies. We’ve created partnerships with the best insurance carriers in the industry to ensure that our clients are treated with respect and dignity. Losing a loved one is a difficult, emotional, and highly-stressful time in our lives. The last thing you want is for your family is to worry about finances. Final expense insurance is designed to address the high costs of end-of-life expenses and provide ample coverage for those who may not have the financial means of paying for a funeral and burial out of savings, as well as additional death benefit large enough to pay for other final expenses.

Our Radical Insurance Agency, LLC team of compassionate insurance agents are concerned about protecting clients than with selling products you don’t need. We work hard in educating families about the local funeral insurance marketplace and all costs associated with final arrangements. Radical Insurance Agency, LLC is proud of the work we’ve done in helping our clients find a life expensive insurance plan that fits their needs and budget. We deal with different insurance companies and have the expertise to compare final expense insurance coverage and prices to find the best possible value for your unique circumstances.

Our Final Expense Insurance Services

Radical Insurance Agency, LLC is a team of proud people with simple but noble values of honesty, integrity, excellence, respect, and selfless service- they are the keys to our livelihood. We work hard each day to incorporate our values into the final expensive insurance policies we deliver. The final expense insurance policies that you can choose from are as follows:

Simplified Issue Final Expense Insurance - in this type of policy, we will ask you some health-related questions and conduct a background screening such as checking with Medical Information Bureau and prescription database as a requirement for application. For qualified individuals, a simplified issue policy is a more affordable type of final expense insurance.

Guaranteed Issue Final Expense Insurance - medical checks and exams are not prerequisites to this type of final expense insurance plan. Anyone between the ages of 50 and 80 may qualify and request final expense insurance quotes from our agents. Premium payments are generally higher due to higher risk of insurance on the part of the insurance provider.

Graded Benefit Final Expense Insurance - this plan services as an in-between option as it pays 30% to 40% of the death benefit if a policy holder dies during the first year of the policy is in force, while it might pay 70% to 80% if the policy holder passes away during the second year of the policy is in force. In the event that a policy holder passes away after the first two years of paying premiums, then the policy will pay out 100% of the death benefit. This is an ideal final expense insurance solution for those with semi-serious conditions such as those in cancer remission, have congestive heart failure, or those being treated for alcohol and drug abuse in the last two years.

Why Hire Radical Insurance Agency, LLC?

Final expense insurance is one of Radical Insurance Agency, LLC’s specialty and focus. We give utmost respect and devotion to personalized, prompt, and affordable service. Our team if friendly and professional final expense insurance agents will be there for your loved ones, offering comfort and excellent customer service during the worst days of their lives.

Radical Insurance Agency, LLC provides service in the following communities: Plano, Allen, Murphy, Lucas, Parker, St. Paul, Wylie, and Sachse. To find out how our insurance agency can help you find the right final expense insurance coverage, give us a call today. We look forward to helping you with your final expense insurance needs at a price you can afford.